Traditional IRA
We offer fixed and variable rate traditional IRAs. See features and view our disclosures for details on these accounts. Download our brochure on Traditional IRAs.
We also have information about 401(k) to Traditional IRA rollovers and IRA to IRA rollovers & transfers.
Traditional IRA Fixed Rate Disclosure
Traditional IRA Variable Rate Disclosure
- Fixed and Variable options are available. (Variable rate may change monthly, and fixed rate option is for an eighteen month period.)
- $10.00 annual fee assessed to each account in February of each year
- Minimum of $100.00 to open account
ROTH IRA
For details on our ROTH IRAs download our brochure and view features. For information on converting a Traditional IRA to a ROTH IRA click here to download the brochure.
ROTH IRA – Fixed Rate Disclosure
ROTH IRA – Variable Rate Disclosure
- Fixed and Variable options are available. (Variable rate may change monthly, and fixed rate option is for an eighteen month period.)
- $10.00 annual fee assessed to each account in February of each year
- Minimum of $100.00 to open account
Coverdell Education Savings Account
For details about this savings account click here to download our brochure and view features.
Coverdell Education Savings Account – Fixed Rate Disclosure
Coverdell Education Savings Account – Variable Rate Disclosure
- Fixed and Variable options are available.
Health Savings Account
A savings account for paying medical expenses in conjunction with a high-deductible health care plan. For details on this account download our brochure and view features.
Health Savings Account Disclosure
- Interest bearing account
- Tax-exempt custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan
- Plan is "portable" meaning the plan goes with you if you change or lose your job
- HSAs can lower employer's health care costs and give employees more control over where their own health care dollars are spent
Simplified Employee Plans
Simplified Employee Pensions or SEPs are employer-sponsored, and generally are employer-funded retirement plans, in which the deposits are made to an employee’s IRA plan.
For more information Click here to download our brochure on Simple – IRA Plans and Simple – IRAs.
Fore more information Click here to download our brochure on Simplified Employee Pension Plan IRAs.
