IRAs

Traditional IRA

We offer fixed and variable rate traditional IRAs.  See features and view our disclosures for details on these accounts.  Download our brochure on Traditional IRAs.

We also have information about 401(k) to Traditional IRA rollovers and IRA to IRA rollovers & transfers.

Traditional IRA Fixed Rate Disclosure

Traditional IRA Variable Rate Disclosure

Features of Traditional IRA >

  • Fixed and Variable options are available. (Variable rate may change monthly, and fixed rate option is for an eighteen month period.)
  • $10.00 annual fee assessed to each account in February of each year
  • Minimum of $100.00 to open account

 

Click Here to see current Rates

* The interest rate and Annual Percentage Yield may change after account is opened. Fees may reduce earnings on this account.

 

ROTH IRA

For details on our ROTH IRAs download our brochure and view features.  For information on converting a Traditional IRA to a ROTH IRA click here to download the brochure.

ROTH IRA – Fixed Rate Disclosure

ROTH IRA – Variable Rate Disclosure

Features of ROTH IRA >

  • Fixed and Variable options are available.  (Variable rate may change monthly, and fixed rate option is for an eighteen month period.)
  • $10.00 annual fee assessed to each account in February of each year
  • Minimum of $100.00 to open account

 

Click Here to see current Rates

* The interest rate and Annual Percentage Yield may change after account is opened. Fees may reduce earnings on this account.

 

 

Coverdell Education Savings Account

For details about this savings account click here to download our brochure and view features.

Coverdell Education Savings Account – Fixed Rate Disclosure

Coverdell Education Savings Account – Variable Rate Disclosure

Features of Coverdell Education Savings >

  • Fixed and Variable options are available.

 

Click Here to see current Rates.

* The interest rate and Annual Percentage Yield may change after account is opened. Fees may reduce earnings on this account.

 

Health Savings Account

A savings account for paying medical expenses in conjunction with a high-deductible health care plan.  For details on this account download our brochure and view features.

Health Savings Account Disclosure

Features of Health Savings >

  • Interest bearing account
  • Tax-exempt custodial account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan
  • Plan is “portable” meaning the plan goes with you if you change or lose your job
  • HSAs can lower employer’s health care costs and give employees more control over where their own health care dollars are spent

 

Click Here to see current Rates.

 

* The interest rate and Annual Percentage Yield may change after account is opened. Fees may reduce earnings on this account.

 

Simplified Employee Plans

Simplified Employee Pensions or SEPs are employer-sponsored, and generally are employer-funded retirement plans, in which the deposits are made to an employee’s IRA plan.

For more information Click here to download our brochure on Simplified Employee Plans.