Kasasa Cash Back® Checking

Get paid to go shopping!

Kasasa Cash Back is free checking that pays 4.00% cash back on debit card purchases. There are no category restrictions on purchases, so you can earn cash back wherever you shop! But the cash back doesn’t stop there, you’ll also earn refunds on ATM withdrawal fees, nationwide.

Features of Kasasa Cash Back Checking
  • Free checking that pays you back
  • 4.00% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $144 cash back per year, $12 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • $50 minimum deposit to open
  • eStatements required (check images included)
  • FREE Online/Mobile Banking
  • FREE Mobile App with Remote Deposit Capture
  • FREE Bill Pay
  • Limit of one (1) account per customer.
Reward Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least a combined total of fifteen (15) debit card purchases
  • Be enrolled in and agree to receive eStatements
  • At least 1 direct deposit or ACH payment

If you don’t meet these qualifications, don‘t worry – your account is still free, and you can get right back to earning your cash rewards the very next cycle you qualify!

Kasasa Cash® Checking

Build your balance by banking local!

Kasasa Cash is free checking that earns really high interest – plus refunds on ATM withdrawal fees, nationwide.  All you have to do is meet a few easy qualifications and even if you don’t qualify, you’ll never have to pay monthly maintenance fees.

Features of Kasasa Cash Back Checking
  • Free checking that earns high interest
  • 6.00% APY* on balances up to $20,000 if qualifications are met
  • 0.05% APY*  on all balances even if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • $50 minimum deposit to open
  • eStatements required (check images included)
  • FREE Online/Mobile Banking
  • FREE Mobile App with Remote Deposit Capture
  • FREE Bill Pay
  • Limit of one (1) account per customer.

*APY = Annual Percentage Yield

Reward Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least a combined total of fifteen (15) debit card purchases
  • Be enrolled in and agree to receive eStatements
  • At least 1 direct deposit or ACH payment

If you don’t meet these qualifications, don ‘t worry – your account is still free. And you can get right back to earning your cash rewards the very next cycle you qualify.

Kasasa Saver®

Build your savings automatically while earning high interest!

Just link your free Kasasa® checking account to Kasasa Saver to start saving the easy way.

Features of Kasasa Saver
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash®or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $25,000
  • 1.00% to 0.40% APY* on balances over $25,000 depending on the balance in the account
  • 0.05% APY* even if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • $50 minimum deposit to open
  • Limit of one (1) account per customer.

*APY = Annual Percentage Yield

Reward Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least a combined total of fifteen (15) debit card purchases
  • Be enrolled in and agree to receive eStatements
  • At least 1 direct deposit or ACH payment

If you don’t meet these qualifications, don’t worry – your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. You can get right back to earning your full rewards the very next cycle you qualify!

Kasasa® Qualifications Schedule
Monthly Qualification CycleStatement Cycle
Monthly Qualification Cycle
Begin
End
Statement Cycle
Begin
End
Monthly Qualification Cycle
12/30/2022
01/30/2023
Statement Cycle
01/01/2023
01/31/2023
Monthly Qualification Cycle
01/31/2023
02/27/2023
Statement Cycle
02/01/2023
02/28/2023
Monthly Qualification Cycle
02/28/2023
03/30/2023
Statement Cycle
03/01/2023
03/31/2023
Monthly Qualification Cycle
03/31/2023
04/27/2023
Statement Cycle
04/01/2023
04/30/2023
Monthly Qualification Cycle
04/28/2023
05/30/2023
Statement Cycle
05/01/2023
05/31/2023
Monthly Qualification Cycle
05/31/2023
06/29/2023
Statement Cycle
06/01/2023
06/30/2023
Monthly Qualification Cycle
06/30/2023
07/28/2023
Statement Cycle
07/01/2023
07/31/2023
Monthly Qualification Cycle
07/29/2023
08/30/2023
Statement Cycle
08/01/2023
08/31/2023
Monthly Qualification Cycle
08/31/2023
09/28/2023
Statement Cycle
09/01/2023
09/30/2023
Monthly Qualification Cycle
09/29/2023
10/30/2023
Statement Cycle
10/01/2023
10/31/2023
Monthly Qualification Cycle
10/31/2023
11/29/2023
Statement Cycle
11/01/2023
11/30/2023
Monthly Qualification Cycle
11/30/2023
12/28/2023
Statement Cycle
12/01/2023
12/31/2023

Cycle Date Information:

The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please see your account disclosure for specific qualification requirements. To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated above. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.

If you have any questions regarding your Kasasa account, please contact your favorite bank employee! We’re always here to help you!