Business Checking

Small Business Checking Account (200 or less foreign items per cycle)

Make your life EASIER by having your Small Business Checking Account available to you 24 hours a day, 7 days a week. Iowa State Bank’s Online Banking offers our Small Business Customers the ability to bank via Online Banking. At Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Small Business Checking Disclosure

Features of Small Business Checking >

  • No monthly maintenance fee
  • 25 free debits, $.15 per debit thereafter
  • 50 foreign deposit items free, $0.07 per foreign deposit item thereafter
  • $500.00 average collected balance required, $5.00 fee if average collected balance not met
  • Annualized Earnings Credit based on average collected balance
  • Receive check images in statement

 

Commercial Checking Account (200 or less foreign items per cycle)

Make your life EASIER by having your Commercial Checking Account available to you 24 hours a day, 7 days a week. Iowa State Bank’s Online Banking offers our Commercial Account Customers the ability to bank via Online Banking. At Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Commercial Checking Disclosure

Features of Commercial Checking >

  • $25.00 flat monthly maintenance fee
  • $50.00 Minimum Deposit to open account
  • Required $3,500.00 minimum average daily collected balance.  If you do not maintain an average collected daily   balance of $3500.00, there will be a $10.00 per month service charge
  • $0.07 per foreign deposit item
  • $1.00 charge per corrected deposit
  • Earnings Credit is given based on average daily collected balance
  • Receive check images in statement