Legacy Savings Account
This interest-bearing account rewards you even more when you link it to a Legacy Checking or Legacy Rewards Checking account—making it easy to build financial momentum while keeping your money close at hand.
- FREE account that builds your savings effortlessly
- Links to free Legacy Checking or Legacy Rewards Checking
- Automatic transfers of Legacy Checking earnings
- 1.00% APY‡ on balances up to $25,000
- 0.05% APY‡ if qualifications are not met in Legacy Checking or Legacy Rewards Checking
- No minimum balance to earn rewards
- No monthly maintenance fees
- $50 minimum deposit to open
Reward Qualifications
When you qualify for a Legacy Checking or Legacy Rewards Checking account, you are automatically qualified for the highest Legacy Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Legacy Checking or Legacy Rewards account during each Monthly Qualification Cycle:
- At least a combined total of 15 debit card purchases
- Be enrolled in and agree to receive eStatements
- Have at least one direct deposit or ACH payment each month
If you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn the 0.05% APY on your Legacy Savings account and you can get right back to earning your full rewards the very next cycle you qualify.
*Legacy Rewards with Legacy Savings Disclaimer
*Legacy Checking with Legacy Savings Disclaimer
Regular Savings Account
Whether you’re building an emergency fund or saving for something special, our straightforward savings account helps you grow your money securely—with minimal requirements and steady returns.
- Interest-bearing account
- Only $50.00 to open
- Low maintenance fee – just $1/month if your balance drops below $50.00
- Make up to 6 withdrawals per month (limitations apply)
- Interest paid quarterly
Click Here to see our current savings account rates!
Interest rates are variable and may change after the account is opened. Fees may reduce earnings on the account.
Health Savings Account (HSA)
Our Health Savings Account (HSA) helps you save tax-free for medical expenses while giving you more control over your money. Whether you’re facing unexpected bills or planning ahead, an HSA is a flexible, portable way to manage healthcare costs—now and in the future.
- Grow your healthcare savings with interest
- Open your account with just $50.00
- Contributions, earnings, and qualified withdrawals are all tax-free
- Only $10/year to maintain your account
- Can be used for doctor visits, prescriptions, dental, vision, and more!
Click Here to see our current HSA rates!
Interest rates are variable and may change after the account is opened. Fees may reduce earnings on the account.
Student Savings Account
Being a student means thinking ahead—and that includes your finances. Our student savings account makes it easy to start building your savings and is designed to help your money grow while you focus on school🎓
- Earn interest quarterly while you study
- Just $5.00 to open
- Make up to 6 withdrawals per month (limitations apply)
- Built just for students; simply let us know your student status to qualify
Interest rates are variable and may change after the account is opened. Fees may reduce earnings on the account.
Child Savings Account
Give your child the gift of savings with our child savings account! Designed to teach the value of saving from an early age, this account is the perfect way to start building their financial future!
- Watch their savings grow with interest paid quarterly
- Just $5.00 to open
- Make up to 6 withdrawals per month (limitations apply)
- Quarterly statements to track progress
- FREE piggy bank at account opening!
Interest rates are variable and may change after the account is opened. Fees may reduce earnings on the account.