Legacy Checking Account
Start rewarding your everyday banking! Legacy Checking is a FREE checking account designed to reward you for everyday banking. When you meet simple monthly requirements, you’ll earn a high interest rate on your balance—far above traditional checking accounts. It’s our way of saying thank you for being part of our community and managing your money wisely.
- FREE checking that earns a high interest rate when qualifications are met
- FREE Online/Mobile Banking
- FREE debit card
- 6.00% APY* on balances up to $20,000
- 0.05% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to a free Legacy Savings account to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- $50 minimum deposit to open
How to Qualify:
Simply use your account like you normally would—have at least 15 debit card purchases post and settle, enroll in eStatements, and have at least one direct deposit or ACH payment on your account during each Monthly Qualification Cycle.
If you don’t meet these qualifications, don’t worry — your account is still FREE! Plus, you’ll still earn the 0.05% APY* and you can get right back to earning your full rewards the very next cycle you qualify.
Legacy Rewards Checking Account
Turn everyday spending into cash rewards! Legacy Rewards Checking lets you earn cash back every time you use your debit card. It’s simple, automatic, and rewarding—because we believe your checking account should give back to you.
- FREE checking account
- FREE Online/Mobile Banking
- FREE debit card
- 4.00% cash back on debit card purchases
- (up to $12 per month)
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to a free Legacy Savings account to build savings
- No minimum balance to earn rewards
- No monthly maintenance fees
- $50 minimum deposit to open
How to Qualify:
Simply use your account like you normally would—have at least 15 debit card purchases post and settle, enroll in eStatements, and have at least one direct deposit or ACH payment each Monthly Qualification Cycle
If you don’t meet these qualifications, don’t worry — your account is still free and you can get right back to earning your cash rewards the very next cycle you qualify.
*Legacy Rewards Checking Disclaimer
E-Budget Checking Account
Our E-Budget Checking offers everything you need to manage your money with ease—no hidden fees, no minimum balance requirements, and full digital access to your finances!
- FREE Online/Mobile Banking
- FREE Mobile App with Mobile Deposit
- FREE Bill Pay
- Unlimited debits
- No monthly maintenance fees
- A low $50.00 minimum deposit
- E-Statements required
Regular Checking Account
Looking for a checking account that can handle your day-to-day banking needs? Our regular checking has you covered!
- FREE Digital & Mobile Banking
- FREE E-Statements with check images
- FREE Bill Pay
- A low $50.00 minimum deposit
- 25 free debits and only $0.25 charge per debit thereafter
- Offset fees with earnings credit based on average daily collected balance
- No Monthly Maintenance Fee when you maintain a $500.00 average daily collected balance.
- Tiered Low Balance Fee Structure (only if your balance drops below $500.00):
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$499.99–$300.00 = $2.00
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$299.99–$200.00 = $3.00
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$199.99–$100.00 = $4.00
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Below $100.00 = $5.00
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- Tiered Low Balance Fee Structure (only if your balance drops below $500.00):
Super NOW Checking Account
Enjoy the flexibility of a checking account with the added benefit of earning interest!
- Interest bearing transaction account
- 25 free debits and just $0.15 per debit thereafter.
- $1,500.00 minimum balance required to open account
- A low balance fee of $7.50 applies if your balance falls below $1,500
- Statement with check images
- Interest paid monthly