Personal Checking

Regular Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week.  In addition, at Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Regular Checking Disclosure

Features of Regular Checking >

  • $50.00 Minimum Deposit to open account
  • 25 Debits per month at no charge: $0.15 charge per debit thereafter
  • No monthly maintenance fee if you maintain an average daily collected balance of $500.00. If  balance less than $500, fees are:
    1. $499.99-300.00 = $2.00
    2. $299.99-200.00 = $3.00
    3. $199.99-100.00 = $4.00
    4. less than $100.00 = $5.00
  • FREE Online Banking
  • FREE Mobile Banking / Mobile App
  • FREE E-Statements
  • FREE Bill Pay

E-Budget Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week. Iowa State Bank offers our customers, who wish to bank with us via Online Banking, both individual and joint checking account options.

By utilizing your Online Banking account access to view your monthly statements, we are able to provide our E-Budget Checking account with no monthly maintenance fee!  At Iowa State Bank there are also no transaction fees for ATM or ShazamChek debit card usage.

E-Budget Checking Disclosure

Features of E-Budget Checking >

  • No Monthly Maintenance fee
  • No minimum balance requirements
  • Unlimited debits at no charge
  • Bank pays for first 50 duplicate checks
  • eStatements required (check images included)
  • FREE Online/Mobile Banking
  • FREE Mobile App with Remote Deposit Capture
  • FREE Bill Pay

 

Super NOW Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week. Iowa State Bank offers our customers who wish to bank with our bank via Online Banking, both individual and joint checking accounts. At Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Super NOW Checking Disclosure

Features of Super NOW >

  • Interest bearing transaction account
  • $1,500.00 minimum balance required to open account
  • Service charge of $7.50 for balances below $1,500
  • 25 free debits per month, $0.15 per debit thereafter, NO additional debits may be earned
  • Receive check images in statement
  • Interest paid when cycled (monthly)

 

Click Here to see current Rates

 


*Rates may change after the account is opened
**Fees could reduce earnings