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Iowa State Bank
Rates and Yields
Interest Rates and Annual Percentage Yields are effective as of
07/01/2009
| Investment |
Minimum
Amount |
Effective Thru |
Compound
Frequency |
Annual Percentage Yield
(APY) |
Rate(%) |
| Savings |
$50.00 |
07/31/2009 |
Quarterly |
2.02% |
2.00% |
| Super NOW Account |
$1,500.00 |
07/31/2009 |
Monthly |
1.51% |
1.50% |
| Money Market |
$1,000.00 to $9,999.99 |
07/31/2009 |
Monthly |
1.07% |
1.06% |
| $10,000.00 to $49,999.99 |
07/31/2009 |
Monthly |
2.33% |
2.31% |
| $50,000.00 and up |
07/31/2009 |
Monthly |
2.59% |
2.56% |
| Time Certificates |
3 Month |
$1,000.00 |
07/07/2009 |
@Maturity |
2.18% |
2.16% |
6 Month |
$500.00 |
07/07/2009 |
@Maturity |
2.37% |
2.36% |
12 Month |
$500.00 |
07/07/2009 |
Semi-Annually |
2.45% |
2.44% |
18 Month |
$500.00 |
07/07/2009 |
Semi-Annually |
2.66% |
2.64% |
30 Month |
$500.00 |
07/07/2009 |
Semi-Annually |
2.70% |
2.68% |
36 Month |
$3,000.00 |
07/07/2009 |
Semi-Annually |
2.84% |
2.82% |
| A substantial penalty may be imposed for early withdrawal from any of the above certificate of deposit investments. |
| Traditional IRA* |
| Variable Rate |
$100.00 |
07/31/2009 |
Quarterly |
4.06% |
4.00% |
| Fixed Rate |
$100.00 |
07/31/2009 |
Quarterly |
3.03% |
3.00% |
| Coverdell Education Savings Account* |
| Variable Rate |
$100.00 |
07/31/2009 |
Quarterly |
4.06% |
4.00% |
| Fixed Rate |
$100.00 |
07/31/2009 |
Quarterly |
3.03% |
3.00% |
| Roth IRA* |
| Variable Rate |
$100.00 |
07/31/2009 |
Quarterly |
4.06% |
4.00% |
| Fixed Rate |
$100.00 |
07/31/2009 |
Quarterly |
3.03% |
3.00% |
| Health Savings Account* |
$50.00 |
07/31/2009 |
Monthly |
3.04% |
3.00% |
| * The interest rate and Annual Percentage Yield may change after account is opened. Fees may reduce earnings on this account. |
*Rates may change after account is opened
**Fees could reduce earnings
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